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Thanks guys, as for Dnet, I am not currently employed by Deloitte but going through recruiting process so wanted to check how it works.
For example, KPMG does make a 7k initial contribution that vests after 3 years and certain portion of your salary every year and 5% annual growth of your account.
3 years vesting and I believe the benefit formula is 0.03% of your 3 year high average compensation times by your years of service.
Sounds like OP is KPMG so won’t have access to DNet. D2 is pretty much correct. However, under the new plan Deloitte contributes 5k for the first contribution and then subsequent year contributions are based on service credit % (age+years of svc)*salary plus yearly interest credit. Once you leave the firm you no longer receive the yearly service credit, but continue to receive interest credits each year until you withdraw. I think vesting is all or nothing - 3 yrs required.